We’re people like you who created a solution for people like us.
The Best Third got started when Irene asked her husband Stefan how much they could safely withdraw from their savings each year when they retire. Stefan is a PhD statistician who specializes in finance. He discovered that most of the conventional advice on retirement spending, like the “4% Rule”, will neither protect you from running out of money, nor provide enough for you to enjoy the best quality of life that you can really afford. He found some authoritative research papers with sound approaches, but more work was needed to turn the theory into a practical solution. So he wrote a paper which describes a practical and validated implementation of the best retirement spending strategy. That paper has been published in the Financial Analysts Journal, a leading peer-reviewed journal for finance professionals.
Stefan and Irene will not only use this solution to plan and manage their future retirement spending. They are excited enough about it that they are sharing it with the world to help others like them plan and manage their retirement finances – and help them make the most of the best third of their lives.